By: Yuritza Arroyo
According to Bloomfield officials, the Bloomfield Department of Health & Human Services, the Neighbor to Neighbor Network, and the Bloomfield Fire Department are all working in collaboration with Mayor Michael Venezia and the Bloomfield Council to educate residents on the benefits of renters insurance.
“Over the years, we have seen a number of families lose their apartments in a fire, and who unfortunately did not have renters insurance,” said Mayor Venezia.
“Although our Department of Health & Human Services does everything possible to assist them and help secure the resources they need to recover, the process is much less difficult if they have insurance to protect themselves and their belongings financially.
We want Bloomfield renters to know that insurance is available to them at a very low cost of only $100 - $200 a year.”
Officials say, renters insurance (also known as tenants insurance) is a type of policy offered by most major New Jersey insurers which typically covers personal belongings plus additional living expenses (like groceries and lodging) if you're unable to live at your residence while it's being repaired.
Your renters' policy also includes personal liability coverage if you're legally responsible for someone else's injuries or damages.
In the event, a disaster strikes, such as a fire, your landlord’s insurance coverage will take care of damage to the building’s structure.
Coverage generally provided under a Renter's Policy includes:
- Personal Property
- Loss of Use
- Personal Liability
- Medical Payments to Others
For more information about renters insurance options, please get in touch with the New Jersey Department of Banking & Insurance at (800) 446-7467, or visit https://www.nj.gov/dobi/division_consumers/insurance/renters.pdf